Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! PLAY: The Bean Game FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action You Just Gotta Habit! When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity