Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? MOVE: Your Tax Dollar in Action COMPARE: Auto Loans Which savings strategy is most effective? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator Just Gotta Habit FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment When the Mean is Nice PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations